The Guardian

Income Protection

Designed for value. Built for flexibility. Helping you live confidently on your terms.

What to Look for in a DI Policy

One size doesn’t fit all, particularly when it comes to income protection. The best policy isn’t necessarily the one loaded with every feature available. It’s the one tailored to your life. Disability insurance (DI) starts with a base policy. You add options to customize it to your specific circumstances both now and in the future. Most DI policies are bought to last until you’re age 65-70, so it makes sense to look for an insurance company that takes the long view. After all, if you ever need your DI policy, you want to feel confident it’ll be there for you.

Your DI Experts!

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DI experience! Meet Our Team »

Disability insurance is the most overlooked of the major types of insurance. That’s likely because many people think a disabling illness or injury will never happen to them. 

According to a Life Happens survey, a person has a three in 10 chance of suffering a disabling illness or injury that would keep them out of work for three months or more during their career. Click Here to Learn More!